About · APAC payments executive

Operating at the intersection of commercial payments and platform growth.

Over nearly two decades in payments and commerce, I have operated at the intersection of commercial B2B payments, card issuing and acquiring, merchant SaaS, stored value infrastructure, and loyalty platforms. My focus has consistently been on transforming payment capabilities into sustainable, multi-market growth engines.

Across leadership roles at American Express, HSBC, and Pine Labs, I have led regional P&L ownership, enterprise partnership expansion, and cross-market growth across seven APAC markets.

Career

HSBC

Card & payment products, APAC

Built foundations in card issuing, merchant acquiring, and consumer payments across multiple Asia markets.

American Express

Commercial payments & partnerships, APAC

Scaled enterprise B2B payments, corporate card programs, and network partnerships across the region.

Pine Labs

Head of Southeast Asia

P&L ownership, enterprise sales, partnerships, and platform-led growth across Singapore, Malaysia, Indonesia, Philippines, and Thailand.

How I work

Revenue growth

Scaling enterprise revenue by turning platforms into repeatable commercial motions across markets — from pipeline build to multi-year deals.

Platform commercialisation

Translating product infrastructure into adoption through packaging, go-to-market design, and partner enablement across banks and enterprises.

Ecosystem orchestration

Aligning stakeholders across banks, networks, fintechs, and enterprise merchants — designing commercial frameworks that work for everyone in the value chain.

Regional leadership

Leading cross-functional teams across sales, partnerships, product, and delivery — building organisations that operate fluently across APAC markets.

B2B rail migration

Enabling migration of large-scale B2B payment flows onto card and virtual card infrastructure — unlocking working capital and program economics for enterprises.

Program design

Building and scaling closed-loop and open-loop payment programs — from product proposition through commercial structuring to multi-market launch.

Curiosity beyond the spreadsheet.

Taiwan holds a particular place in my life, and I continue to study Traditional Chinese to deepen that cultural connection. I’m also actively exploring AI tools that improve productivity and help structure commercial decision-making — a thread that increasingly runs through both my work and personal projects.

Outside payments, my interests run from the mechanical to the musical: